Senior Product Manager - FX and Remittance

About the Job

Own the end-to-end cross-currency foreign exchange stack-instant balance conversion, auto-FX on collection, and payout-with-conversion-plus the FinOps automation behind it (sub-ledger, bank-statement ingestion, reconciliation, liquidity & close). Initial focus is Southeast Asia-Indonesia, Philippines, Malaysia, Singapore, Thailand, Vietnam-with plans to expand further across SEA and globally.

Responsibilities

• Set the strategy for foreign exchange products and merchant experience at Xendit
• Understand our customers FX needs deeply and build to meet these
• Discover, scope, and ship new features or improvements for any FX product across prioritized corridors, including but not limited to:
• quote & lock
• conversion
• cross-currency payouts and withdrawals
• payments with autoFX
• Partner with Treasury on buffers, cut-offs, settlement calendars, and rebalancing prevent liquidity shortfalls.
• Support the setup of reconciliation at scale
• Work with Compliance, Risk and Treasury to embed sanctions/AML/limits at each movement and ensure auditability.
• Drive KPIs: FX revenue, attach & success rates, FX margin, close time, and incident reduction.
• Collaborate with Partner Management and GTM on corridor launches, docs, migrations, and incident playbooks, including currency pair configuration, settlement instructions, and bank sweeps
• Do whatever it takes to make Xendit success!
  
  

Minimum Qualifications

• 5-8+ years PM experience in remittance/PSP/banking with shipped regional or global FX or cross-border payout products.
• Hands-on ownership of sub-ledger & reconciliation (bank statements events GL), exception queues, and close processes.
• Built/managed pricing & rates with guardrails, exposure/limit policies, and LP failover
• Worked closely with Treasury on liquidity management policies and execution for FX, ensuring sufficient liquidity to support customer needs and commercial performance.
• Strong systems thinking and crisp communication across Eng/Finance/Compliance/Ops