Accounting, Finance and Tax (Financial Service Industry)

Key Responsibilities

1. Strategic Financial Reporting & Analysis

Lead the preparation of monthly, quarterly, and annual financial statements (P&L,

Balance Sheet, Cash Flow).

Conduct detailed variance analyses and trend reviews to generate insights for

management.

Ensure compliance with IFRS, GAAP, and internal reporting standards.

Provide strategic input for performance reviews, capital allocation, and investment

decisions.

2. Financial Modeling & Scenario Planning

Build and manage financial models that support forecasting, cash flow management,

and what-if scenario planning.

Use lending, cost, and margin data to recommend strategies for sustainable unit

economics.

Collaborate with business leaders to translate commercial initiatives into financial impact

models.

3. Reconciliation & Internal Controls

Design and execute robust reconciliation processes across all accounts (bank, payment

gateway, collections).

Identify and resolve financial discrepancies with speed and accuracy.

Develop and enforce internal controls that ensure transactional integrity and reduce risk

exposure.

4. Tax Strategy, Compliance & Planning

Lead all tax planning, filing, and compliance efforts (corporate tax, VAT, WHT) by

Indonesian and Singaporean tax law.

Optimize the company&aposs tax structure and ensure accurate documentation for audits or

inspections.

Keep the organization aligned with regulatory changes and tax-saving opportunities.

5. Regulatory Reporting & Stakeholder Communication

Own timely and accurate reporting to regulators (e.g., OJK) and external auditors.

Prepare documentation for license applications, tax inspections, and compliance

reviews.

Collaborate with consultants, legal advisors, and the CFO to uphold a strong compliance

posture.

6. Budgeting, Forecasting & Cost Control

Support the CFO in annual budgeting and quarterly reforecasting cycles.

Monitor financial performance against the plan and lead cost optimization analysis.

Drive decision support through high-quality financial dashboards and reporting tools.

7. Team Development & Cross-Functional Collaboration

Mentor junior staff, promote a culture of financial ownership, and scale team capabilities.

Work with product, engineering, and operations teams to embed finance into system

workflows.

Contribute to building finance infrastructure that supports long-term growth.

Qualifications & Skills (Must Have)

Bachelors/Master&aposs degree in Accounting, or Finance; CA Inter/Finalists and CPA

candidates are welcome.

46 years of experience in accounting and taxation, preferably in consumer lending,

NBFCs, or fintech.

Strong track record in preparing and analyzing financial statements, reconciliations, and

tax filings.

Proficiency in international accounting standards (IFRS/GAAP).

Expertise in the Xero accounting platform and financial modeling in Excel.

High attention to detail, strong ethics, and a structured, problem-solving mindset.

Excellent communication skills and fluency in English.

A builders mindseteager to create systems from the ground up in a fast-paced

environment, with a focus on sustainable and strategic growth.

Preferred:

Professional certifications such as CA, CPA, or equivalent.

Experience working directly with regulators in the financial sector.