Senior Credit Reviewer

Company Description :

We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

Why PermataBank

Here at PermataBank, you will Learn, Grow, and Make A Difference

You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.

This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!

Learn : We always think innovatively to improve the way we work, making it easier, better and faster.

Grow : We provide excellent service to customers and encourage excellent performance in our daily work.

Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.

Job Description:

• Review and assess credit proposals for Corporate and Commercial Clients
• Analyze financial statements, business performance and key risks of potential and existing debtors
• Prepare comprehensive credit assessment/ executive summary
• Provide well-reasoned recommendations (including facility structure) and risk mitigations to credit committee
• Participate in discussions and effectively present credit views/ recommendation to internal stakeholders
• Ensure compliance with internal credit policies and regulatory guidelines
• Monitor credit portfolio quality and provide early warning insights when necessary

Requirements :

• Minimum 7 years of experience in credit-related roles (e.g., Credit Analyst or Credit Reviewer), in Corporate or Commercial Banking
• Strong analytical and financial modelling skills
• In-depth knowledge of credit underwriting principles and risk assessment
• Excellent communication, negotiation, and presentation skills
• Ability to work under pressure and manage multiple priorities
• Bachelors degree in Finance, Accounting, Economics, or a related field (Masters degree is a plus)
• Familiarity with local banking regulations and international credit risk practices

PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.