Portfolio Credit Risk Associate

It's fun to work in a company where people truly BELIEVE in what they're doing!

Job Description

• Manage NPL (non-performing loan) rate to align with directions and comply with regulations, propose loosening and tightening in order to manage NPL

• Conduct quantitative and qualitative analysis either plan or ad hoc one, alone or with data team, to answer credit risk issues.

• Regularly monitor and forecast key indicators of credit risk and portfolio management, and quick to alert any adverse in credit performance.

• Actively involved with ongoing projects

• Contribute in achieving business growth target sustainably, focusing on long-term sustainability of the business

• Ensure changes in transaction control is working as expected. Work together with product/fraud team for transaction control changes

• Actively involved with money supply related development

• Regularly update reporting (weekly, monthly)

• Support monthly SLIK reporting

Requirements

• min 3 years work experience related to credit risk, portfolio management and/or credit policy.

• Have good quantitative skills in order to assess data and be able to see and analyze trends.

• Experienced in creating senior-level presentation materials and complex, yet clear reports.

• Have analytical skills (moderate to advanced level using SQL), especially in forecast analysis, risk performance

• Understanding risk scoring and credit risk

• Have general knowledge on product development (e.g such as underwriting system, product settings)

• Have skills in project management (to handle projects/initiatives)

• Having Python skills would be considered a plus.

• Fluent in both Bahasa Indonesia and English