PT LiuGong Finance Indonesia is a growing financial services company specializing in heavy equipment financing, supporting the development of various industries across Indonesia. As part of our growth, we are looking for a Junior Credit Analyst to join our team.
What are we looking for:
- Bachelor degree in Engineering, Mathematics, Statistics and related fields from reputable university.
- Min. GPA of 3,00 / 4,00 (or equivalent).
- Familiar with Microsoft Excel (basic formulas, data tabulation).
- Strong leadership, analytical and decision-making.
- Proficient in English, both written and verbal, to support cross-functional collaboration and documentation.
- Willingness to travel across the nation.
- 1 or 2 years experienced in heavy equipment industry will be an advantage.
- Strong knowledge of industry trends, especially in the heavy equipment, coal mining, mineral mining, forestry will be an advantage.
- Understanding of credit risk assessment, financial statement analysis, portfolio monitoring, and regulatory compliance will be an advantage.
What are you assigned for:
- Oversee and ensure the end-to-end credit application process across the designated area in compliance with company standards and policies, as well as external regulatory requirements.
- Review and prepare credit proposals and recommendations that align with internal credit policies and risk appetite.
- Perform on-site visits to assess customer business operations if required.
- Monitor portfolio performance and emerging risk trends both within the area and across relevant industry sectors.
