About Us
BPS, established in Indonesia in 2018, is a company that provides alternative credit scoring services, which is a reliable indicator to assess an individual&aposs level of creditworthiness in meeting their financial obligations. BPS utilizes artificial intelligence (AI) technology to analyze various alternative data used in alternative credit scoring products. Alternative data sources include information managed by e-commerce companies, social media, payment gateways, and telecommunications.
Why Join BPS
- Innovation: Be part of a company that thrives on innovation and embraces the opportunities presented by AI and alternative data.
- Impact: Contribute to reshaping the future of financial services by promoting inclusivity and offering a fair assessment of individuals&apos financial capabilities.
- Collaborative Culture: Join a dynamic, collaborative team where your ideas are valued, and your growth is nurtured.
If you&aposre ready to be part of a team that is redefining the rules of the game in the financial industry, we invite you to explore opportunities at PT Bangun Percaya Sosial. Join us on this exciting journey as we pave the way for a more inclusive and informed financial ecosystem.
Role Overview
The IT Head will lead the overall technology strategy, development, and operations of the companys credit scoring platforms. This role is responsible for driving innovation in AI/ML-based scoring models, ensuring compliance with financial regulations, and building secure, scalable technology infrastructure. As a key member of the leadership team, the IT Head will collaborate with executives, regulators, and partners to strengthen the companys position as a leading credit scoring provider.
Key Responsibilities
- Technology Leadership & Strategy
- Develop and execute the companys technology vision aligned with business and regulatory goals.
- Lead innovation in AI/ML adoption, cloud infrastructure, and credit scoring models.
- Define the long-term technology roadmap focusing on scalability, security, and compliance.
- Product & Platform Development
- Oversee end-to-end design, development, and deployment of scoring platforms, APIs, and SaaS products.
- Ensure seamless integration of scoring models with financial institutions, lenders, and ecosystem partners.
- Manage full product lifecycle: requirements, architecture, testing, release, and enhancements.
- Data Management & Security
- Establish and enforce data governance policies in compliance with OJK, BI, GDPR, and other standards.
- Supervise secure pipelines for alternative and traditional data collection, storage, and analysis.
- Implement robust cybersecurity and data protection practices for sensitive financial information.
- Innovation & R&D
- Explore and implement new methodologies in AI, ML, behavioral scoring, and open finance.
- Assess emerging technologies such as blockchain, federated learning, and explainable AI.
- Collaborate with research institutions, universities, and fintech ecosystems to drive continuous innovation.
- Team Leadership & Collaboration
- Build and lead high-performing teams in engineering, data science, and IT operations.
- Foster a culture of agility, innovation, and regulatory compliance.
- Partner with C-level executives to align technology with product and business strategies.
- Operations & Performance
- Monitor and optimize performance of scoring engines, APIs, and data accuracy.
- Implement DevOps, automation, and hybrid cloud strategies to ensure reliability and scalability.
- Manage infrastructure costs and efficiency across cloud and on-prem environments.
- External Relations
- Act as a technical representative with regulators, clients, and industry stakeholders.
- Support sales and business teams with technical expertise in pitches and client meetings.
- Build partnerships with vendors, cloud providers, and fintech collaborators.
Qualifications
- Bachelors or Masters degree in Computer Science, Information Technology, Engineering, or related field.
- 10+ years of IT leadership experience, preferably in fintech, financial services, or data-driven companies.
- Proven experience managing large-scale platforms, cloud infrastructure, and data-intensive systems.
- Strong expertise in credit scoring models, AI/ML, and alternative data applications.
- Solid knowledge of data governance, regulatory compliance (OJK, BI, GDPR), and certifications such as ISO 27001.
- Deep understanding of cybersecurity frameworks and financial data protection standards.
- Demonstrated success in driving innovation in credit scoring methodologies.
- Strategic and collaborative leader with strong stakeholder management and communication skills.
