Internal Audit

About Us

Ringkas is a technology-driven financial aggregator platform that simplifies access to financing and financial services across Indonesia. Moving beyond homeownership, Ringkas connects individuals and partners to a wide range of financial products—powered by data, automation, and AI—to enable faster, smarter, and more transparent decision-making.

Built by experienced founders from global technology companies such as Google, Amazon, and Dell, Ringkas combines deep expertise in scaling digital platforms with a strong understanding of local market needs.

Our vision is to democratize access to financial services through intelligent technology. Our mission is to make financial processes simpler, faster, and more accessible for everyone—whether individuals, businesses, or partners.

We believe financial services should be seamless, transparent, and efficient. By building an end-to-end digital infrastructure and leveraging AI, Ringkas is redefining how financial products are discovered, accessed, and delivered—creating a more inclusive and scalable financial ecosystem.

Responsibilities:

• Design and execute internal audit programs to ensure compliance with internal policies, OJK regulations (including POJK 30/2025), and risk management procedures.
• Report audit results, key risk issues, and fraud indicators to Senior Management and/or other relevant stakeholders.
• Evaluate the effectiveness of internal control systems, corporate governance, and risk management processes across financial, accounting, operational, and other relevant activities.
• Review the adequacy of controls related to fraud prevention, detection, and response, including monitoring mechanisms and escalation procedures.
• Identify operational, information technology, compliance, and fraud risks that may impact business operations, system security, and consumer protection.
• Provide objective insights and practical recommendations for process improvement to management at all levels and monitor the implementation of corrective actions.
• Prepare clear, insightful, and actionable audit reports.
• Collaborate with Risk Management, Compliance, IT, and other related units to strengthen governance and enterprise-wide risk mitigation.

Requirements:

• Minimum of 3–5 years of experience in Internal Audit, IT Audit, Risk Management, or related functions within financial services, fintech, or ITSK.
• Bachelor's degree in Accounting, Finance, Business, Risk Management, Information Systems, or a related field.
• Solid understanding of governance, risk management, and internal control concepts under OJK regulations, including POJK 30/2025.
• Knowledge of fraud risk management, common fraud schemes in digital financial services, and investigation techniques is highly preferred.
• Strong analytical, critical thinking, and problem-solving skills with high integrity and professionalism.
• Good communication, stakeholder management, and report-writing skills.
• Detail-oriented with the ability to manage multiple priorities effectively.
• Strong organizational and time management skills.
• Ability to work collaboratively across cross-functional teams.
• Proactive, self-motivated, and able to work independently.