About The Role
Responsible for supporting the management and mitigation of risks (such as setting customer acceptance criteria and portfolio monitoring) to help achieve the performance goals of the Digital Lending business.
What You Will Do:
- Collaborate with the business and product teams to ensure that the product plans, policies, procedures, and systems used can mitigate potential credit risks.
- Work with the Risk Management, Operations, Legal & Compliance, and business teams to establish the risk appetite for building a risk profile.
- Partner with the Fraud Management function to ensure the fraud risk identification process in Digital Lending runs smoothly and in accordance with established regulations.
- Responsible for preparing and ensuring the bank&aposs monitoring and reporting obligations related to business risk are met to ensure actual performance aligns with predetermined targets and risk appetite.
What You Need to Have:
- Bachelors degree (S1) from an accredited institution.
- Having experience in the area of credit risk, especially in consumer credit/loans.
- Having experience in the financial services industry.
- A minimum of 5 years of experience in managing risk (preferably with experience in building and monitoring credit businesses) within the financial industry and/or technology-based companies.