Credit Analyst

Why Join Us

As pioneer in lease financing, we have been operating more than 50 years and contributing to our client's business across industries in Indonesia.

Our employees come from diverse backgrounds, and this diversity is one of our competitive advantages. We are committed to developing our people as one of our most valuable assets.

Responsibilities

• Conduct comprehensive credit assessments for financing applications, including financial analysis, business evaluation, and risk identification.
• Analyze customers financial statements, cash flow projections, repayment capacity, and overall creditworthiness.
• Prepare periodic industry and market reviews to support credit decision-making processes.
• Conduct site surveys to verify business operations, asset conditions, and other relevant information when required.

Qualifications

• Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or a related field.
• Fresh graduates are welcome to apply; however, candidates with 1–3 years of experience in Banking or Multi-finance companies, particularly in Credit Analysis or Marketing functions, will be preferred.
• Strong business English writing and reporting skills.
• Good analytical and problem-solving skills with the ability to make sound credit judgements.
• Strong understanding of financial statement analysis, including profitability, liquidity, leverage, and cash flow assessment.
• Proficient in Microsoft Office applications, particularly Excel, Word, and PowerPoint.
• Good communication and interpersonal skills, with the ability to coordinate effectively with internal and external parties.
• Detail-oriented, responsible, and able to work independently as well as collaboratively in a team environment

Location: Jakarta