Credit Reporting Analyst

About The Role:

• Monitor, analyze, and ensure the accuracy of customer credit data in accordance with applicable regulations
• Maintain and enhance internal systems related to credit information and reporting
• Prepare and review credit reports from various credit bureaus to assess customer financial conditions
• Ensure timely submission of credit data to regulators and credit reporting bureaus
• Coordinate with internal stakeholders (Risk, Compliance, Finance) to resolve credit reporting issues
• Conduct audits of credit reporting processes and provide recommendations for operational improvements
• Ensure compliance with banking regulations such as POJK, PBI, and other applicable regulatory requirements
• Manage periodic, annual, and ad-hoc regulatory reporting accurately and within deadlines
• Identify, investigate, and resolve discrepancies in credit reporting data
• Ensure secure handling of customer credit data in line with data protection and regulatory standards

About You:

• Bachelor's degree (S1) in Law, Finance, Business Administration, or related fields
• 2–5 years of experience in credit administration or credit reporting within banking/financial services
• Strong understanding of banking regulations and credit reporting compliance standards (e.g., POJK, PBI)
• Proficient in data analysis tools such as Microsoft Excel and/or SQL
• Strong analytical skills with the ability to interpret data and generate actionable insights
• Detail-oriented with a high level of accuracy in reviewing data and reports
• Strong communication skills, both written and verbal, with the ability to explain complex processes clearly
• Able to collaborate effectively with cross-functional teams and work under tight deadlines
• Professional certifications in banking or financial services are a plus