Job Overview:
This role is responsible for ensuring the companys operations and business activities are in full compliance with applicable laws, regulations, and internal policies, particularly in the areas of anti-money laundering (AML), risk management, data protection, and regulatory reporting.
Key Responsibilities:
- Ensure the company complies with all applicable banking and financial services regulations, including those issued by Bank Indonesia (BI) and OJK.
- Develop, implement, and update compliance frameworks, policies, and procedures to align with evolving regulatory requirements.
- Lead internal compliance monitoring programs, audits, and gap assessments.
- Provide compliance advisory support to business units regarding new products, services, or changes in regulatory landscape.
- Prepare and submit timely reports to regulatory bodies (e.g., BI, OJK), including but not limited to AML/CFT reports (e.g., LTKM, LTKT).
- Conduct risk-based assessments and oversee the companys KYC, CDD, EDD, and transaction monitoring processes.
- Coordinate with legal, internal audit, and external regulators during compliance reviews and audits.
- Provide training and awareness programs on compliance-related matters to internal stakeholders.
- Monitor regulatory developments and proactively communicate implications to senior management.
- Serve as the point of contact for external regulators and maintain a good relationship with supervisory authorities.
Requirements:
- Bachelors degree in Law, Finance, Accounting, Business Administration, or related fields. A Masters degree or compliance certification is an advantage.
- Minimum 4 years of professional experience in compliance or risk management roles within banking or digital banking/fintech institutions.
- Strong knowledge of Indonesian banking laws and regulations, including AML/CFT frameworks, BI and OJK compliance requirements.
- Proven experience in managing regulatory inspections, audits, and regulatory reporting.
- Professional certifications such as ACAMS, AAMLP, CRMP, or LSPP are highly desirable.
- Excellent analytical, interpersonal, and communication skills.
- Strong command of Bahasa Indonesia and English, both written and spoken.
- Ability to work independently, prioritize tasks, and meet deadlines under pressure
- Support license maintenance and ensure continuous adherence to PJP-1 compliance standards, including coordination with BI and ASPI.
- Maintain internal compliance documentation such as SOPs, compliance matrices, risk registers, and BI/OJK audit trails.
