Review and evaluate credit proposals for companies in the Commercial Banking/Business Banking segment (loan amounts typically ranging from IDR 25 billion to IDR 450 billion) and the SME segment (loan amounts from IDR 5 billion to IDR 25 billion).
Prepare detailed credit proposals and perform financial analysis for companies in the Commercial Banking/Business Banking segment (loan amounts typically ranging from IDR 15 billion to IDR 450 billion) and the SME segment (loan amounts from IDR 5 billion to IDR 15 billion).
Assess risk factors and ensure compliance with internal credit policies and regulatory requirements.
Provide recommendations and insights to support sound credit decisions
Analyze financial statements, cash flow, and market conditions to assess creditworthiness
Requirements
Experience as Credit Risk Reviewer minimal 4 years
Experience as Credit Analyst minimal 6 years
Experience as Relationship Manager (Farmer) minimal 6 years
Excellent Proficiency in financial modeling and credit evaluation systems
Analytical and problem-solving skills.
Strong attention to detail and accuracy.
Proficient in financial analysis and credit evaluation tools
