About Atome Financial

Headquartered in Singapore, Atome Financial is building a world-class tech-enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn's 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues, and communities.

Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, the Philippines, and Thailand). We have 3 key products:

Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
Atome Card: A paylater anywhere card.
Kredit Pintar: A leading Indonesian digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).

Our culture is built on values that are core to who we are and what we stand for:

We foster an INNOVATION mindset
We achieve results with EFFICIENCY and excellence
We take pride in the QUALITY of our work
We uphold INTEGRITY in all we do
We embrace COLLABORATION to work across business lines and borders

Join the core team shaping the future of unsecured lending. Use your technical prowess and linguistic skills to bridge global risk strategies.

Job Description

Develop and manage Automotive Financing Risk data structure, dashboard and reporting.
Support strategic projects related to Automotive Financing business setup.
Support the development of Automotive Financing credit/risk System, coordinate with cross functions.
Ensure data integrity and consistency across functions.
Analyze Automotive Financing portfolio to uncover trends, correlations, and insights to support strategic decision-making. Including but not limited to credit losses, collateral gaps and required credit provisions for the automotive portfolio.
Transform data-driven findings into actionable recommendations for key stakeholders across the organization.
Support adhoc tasks and analysis related to Automotive Financing.

Job Requirements

Bachelor's degree from reputable university in a relevant field such as Finance, Economics, Statistics, Mathematics, Engineering or Computer Science.
Proven experience (3+ years) as analyst in automotive industry.
Proficiency in data analysis tools such as excel / SQL and experience with data visualization tools (e.g., Tableau, Power BI).
Problem-solving mindset and the ability to think critically and creatively to address emerging risks.
Strong communication skills to convey complex findings and insights to both technical and non-technical stakeholders both in Bahasa and English.
Ability to work collaboratively in cross-functional teams and adapt to changing priorities.
Able to work independently and manage multiple cases under tight deadlines.

Risk Analytics Specialist (Productive / Secured Financing)