About Us
BPS, established in Indonesia in 2018, is a company that provides alternative credit scoring services, which is a reliable indicator to assess an individual's level of creditworthiness in meeting their financial obligations. BPS utilizes artificial intelligence (AI) technology to analyze various alternative data used in alternative credit scoring products. Alternative data sources include information managed by e-commerce companies, social media, payment gateways, and telecommunications.
Why Join BPS
- Innovation: Be part of a company that thrives on innovation and embraces the opportunities presented by AI and alternative data.
- Impact: Contribute to reshaping the future of financial services by promoting inclusivity and offering a fair assessment of individuals financial capabilities.
- Collaborative Culture: Join a dynamic, collaborative team where your ideas are valued, and your growth is nurtured.
If you're ready to be part of a team that is redefining the rules of the game in the financial industry, we invite you to explore opportunities at PT Bangun Percaya Sosial. Join us on this exciting journey as we pave the way for a more inclusive and informed financial ecosystem.
Job Overview
The Solutions Consultant (Value Engineering) is a strategic, client-facing role responsible for helping financial institutions maximize the value of alternative credit scoring and data-driven solutions. Working closely with the Business Development team, you will design tailored solutions, deliver technical consultations, and develop compelling business cases that demonstrate measurable business impact.
Key Responsibilities
Strategic Solution Consulting
- Partner with the Business Development team to understand client needs and design tailored solutions.
- Deliver product demonstrations, solution workshops, and technical presentations.
- Support RFP/RFI responses and provide technical expertise throughout the sales cycle.
- Act as a trusted advisor by translating complex data capabilities into business solutions.
Value Engineering
- Develop ROI models and business cases to demonstrate the value and impact of proposed solutions.
- Conduct value assessments using client data and industry benchmarks.
- Present commercial and analytical insights to senior business stakeholders.
Use Case Development
- Design solution frameworks across lending, underwriting, portfolio management, fraud prevention, and collections.
- Collaborate with Product and Business teams to align solutions with market needs and customer requirements.
Job Requirements
- Bachelor's degree in Business, Finance, Computer Science, Engineering, Statistics, or a related field.
- 3–5 years of experience in Solutions Consulting, Presales, Risk Consulting, Credit Analytics, or similar roles within Banking or Financial Services.
- Strong understanding of credit risk, lending, fraud, or alternative credit scoring solutions.
- Experience building business cases or ROI models is preferred.
- Excellent analytical, presentation, communication, and stakeholder management skills.
- Ability to simplify technical concepts into clear business value propositions.
- Proficient in Microsoft Excel and PowerPoint; experience with analytics or BI tools is a plus.
