Company Description :
We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.
Why PermataBank
Here at PermataBank, you will Learn, Grow, and Make A Difference,
You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.
This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!
- Learn : We always think innovatively to improve the way we work, making it easier, better and faster.
- Grow : We provide excellent service to customers and encourage excellent performance in our daily work.
- Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.
Job Summary:
- Conducting analysis to the unsecured lending products while giving recommendation to the credit policy changes and business initiatives.
- Monitoring and regularly maintaining the unsecured lending portfolio.
- Preparing and maintaining credit policies while ensuring compliance to the internal, external, and government regulations.
- Maintaining related systems required for credit policy process, including implementation of the said process on any policy changes.
- Managing project related to system and/or initiatives on unsecured lending products which will impact to the credit policies.
- Actively identify and supporting sustainable business initiatives along with all stakeholders.
Qualifications:
- At least S1 degree in Industrial Engineering, Finance, Mathematics, or Statistics.
- At least 3 years of experience in Consumer Banking, in particular unsecured lending such as Credit Card, Personal Loan, and/or BNPL
- Showcased expertise in both qualitative and quantitative data analysis
- Solid grasp of credit risk management and project management principles
- Proficiency in Microsoft Excel, data analysis and processing tools (SAS and Python) and Business Intelligence tools such as Power BI
- Stellar communication skills for effective collaboration with stakeholders
PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.
