Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
Overseeing & executing the end to end process of model training, including data preparation, feature analysis, parameter tuning, and model evaluation, to ensure the accurate and effective credit score.
Generate & implement new features by thorough analysis, aimed at enhancing model AUC.
Responsible as PIC of modelling part for responding to regulator or partner in relates with audit or part of partnership cooperation.
Study business operations and the local market to make determinations about its ongoing competitive outlook.
Ensure compliance to all policies and standards and ensure full audit readiness at all times.
Requirements
Minimum 2 years of experience in credit risk analysis. More experienced candidates may be considered for lead positions.
Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields.
Excellent analytical thinking and solid experience in data management.
Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage
