RELATIONSHIP MANAGER (RM) - SME LENDING (P2P LENDING)

NIKEL

2-4 Years

Not Disclosed

Indonesia

Posted 21 hours ago
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Job Description

Qualifications

Education Min. S1 in all majors (preferably Economics, Management, Finance, or Accounting)
Experienced: 2-4 years as a Relationship Manager (RM)/ Loan Officer in P2P Lending, Banking (SME/Commercial) or Non-Bank Financial Institution (LKNB) Industry
Portfolio & Track Record: Has a proven track record in achieving SME disbursement targets and managing loan portfolios in a healthy manner
Business Network: Has a database/ pipeline of SME class borrowers who are active in various potential sectors
Credit Analysis: Mastering financial statement analysis, cash flow analysis, and strong understanding of business credit risk assessment (underwriting)

JOB DESCRIPTIONS

Finding and identifying potential high-potential borrowers on an SME scale who need business funding
Conduct due diligence, site visits, and collect financial documents for prospective borrowers businesses
Prepare credit proposals and collaborate with the risk/underwriting team to ensure the feasibility of funding facilities
Managing long-term relationships with borrowers and maintaining the quality of credit (Non-Performing Loans / NPLs) within safe limits
Carry out the restructuring or initial billing process in case of payment constraints

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Subject: RM Lending_[Candidate Name]

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