Portfolio Credit Risk Associate

3-5 Years

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Early Applicant

Job Description

Job Description

Job Description

Manage NPL (non-performing loan) rate to align with directions and comply with regulations, propose loosening and tightening in order to manage NPL
Conduct quantitative and qualitative analysis either plan or ad hoc one, alone or with data team, to answer credit risk issues.
Regularly monitor and forecast key indicators of credit risk and portfolio management, and quick to alert any adverse in credit performance.
Actively involved with ongoing projects
Contribute in achieving business growth target sustainably, focusing on long-term sustainability of the business
Ensure changes in transaction control is working as expected. Work together with product/fraud team for transaction control changes
Actively involved with money supply related development
Regularly update reporting (weekly, monthly)
Support monthly SLIK reporting

Job Requirements

Min 3 years work experience related to credit risk, portfolio management and/or credit policy.
Have good quantitative skills in order to assess data and be able to see and analyze trends.
Experienced in creating senior-level presentation materials and complex, yet clear reports.
Have analytical skills (moderate to advanced level using SQL), especially in forecast analysis, risk performance
Understanding risk scoring and credit risk
Have general knowledge on product development (e.g. such as underwriting system, product settings)
Have skills in project management (to handle projects/initiatives)
Having Python skills would be considered a plus.
Fluent in both Bahasa Indonesia and English