Collect, compile and validate data from various sources to ensure credit application quality and compliance of policies, procedures and regulatory requirements.
Collaborate with stakeholders to ensure the availability, integrity and quality of the data and reporting for internal and regulator.
Perform comprehensive assessment and oversight on operational risk including process deficiencies, technology vulnerabilities and human errors.
Responsible for oversight operational risk management and activities through communicating, validating and monitoring on the implementation of operational risk frameworks, policies and tools to ensure the effectiveness.
Conduct Risk Control and Self-Assessment (RCSA) on regular basis to minimize operational risk and maintain integrity of Credit Assessment process.
Manage and investigate operational risk incidents, track root causes and develop action plans to avoid future occurrences.
Communicate findings and insights to various stakeholders, including senior management and related departments for timely risk mitigation.
Minimum Qualifications
Job Requirements:
Bachelor's / Master's Degree in Computer Science/IT/Statistics/Engineer/ Mathematics / Statistics / Actuary or any other related fields.
Several years of experience in operational risk management, preferably in a financial service, Credit Assessment environment and unsecured loan / financing (credit card, personal loan, paylater, P2P).
Strong understanding of regulatory compliance related to Risk Assessment activities.
Familiar with risk assessment methodologies and tools.
Proficient in writing SQL queries and python or other data science programming language.
Fluent in written & oral English.
Willing to take on new challenges and work in a fast-paced environment
