Providing Legal Advice: Offering comprehensive and strategic legal advice to the bank's management, business units, and other stakeholders on a wide range of issues, including banking law, corporate law, contract law, regulatory compliance (Bank Indonesia and OJK regulations), and other relevant legislation.
Drafting and Reviewing Legal Documents: Preparing, reviewing, and negotiating various legal documents such as loan agreements, security documents, contracts with vendors and service providers, powers of attorney, and other legal instruments to ensure they are legally sound and protect the bank's interests.
Maintaining Legal Documents: Maintaining signed agreements, transaction documents, power of attorneys, and other relevant legal documents and liaising with the corporate secretary division in maintaining those legal documents.
Ensuring Regulatory Compliance: Monitoring changes in Indonesian laws and regulations, particularly those related to the banking and financial services industry, and advising the bank on necessary adjustments to policies and procedures to ensure ongoing compliance with among others, Bank Indonesia (BI) and the Financial Services Authority (Otoritas Jasa Keuangan - OJK) regulations.
Managing Legal Risk: Identifying potential legal risks and advising on strategies to mitigate these risks. This includes providing guidance on new products and services to ensure they comply with legal requirements.
Handling Litigation and Disputes: Managing and overseeing any legal disputes or litigation involving the bank, attending requests from police officers, attending requests from LAPS SJK, working with external counsel when necessary, and striving for favorable resolutions.
Corporate Governance: Advising on matters related to corporate governance, including compliance with articles of association, board resolutions, and best practices.
Legal Research: Conducting thorough legal research on various topics to provide accurate and up-to-date advice.
Liaising with Regulatory Bodies: Interacting with Bank Indonesia, OJK, and other relevant government agencies on legal and regulatory matters whenever necessary.
Training and Awareness: Conducting legal training for bank staff on relevant legal and regulatory issues to promote awareness and compliance.
Supporting Corporate Actions: Providing legal support for corporate actions such as mergers, acquisitions, fundraising, and other strategic initiatives.
Requirements:
Educational Background: A Bachelor's degree in Law (Sarjana Hukum) from a reputable university in Indonesia. A Master's degree in Law (LL.M.) or a specialization in banking/finance law, business law, or commercial law can be an advantage.
Professional Experience: A mixed combination between law firm experience and in-house practice specifically in banking industries or financial technology is highly preferred.
Bar Admission (PERADI): Must be admitted to the Indonesian Bar Association (Perhimpunan Advokat Indonesia - PERADI) and possess a valid advocate license (Kartu Tanda Pengenal Advokat - KTPA).
Knowledge of Indonesian Banking Law and Regulations: A strong understanding of Indonesian banking laws, regulations issued by Bank Indonesia and OJK, capital market, and other relevant commercial and corporate laws is crucial. Familiarity with regulations related to anti-money laundering (AML), know-your-customer (KYC), data protection (UU ITE), and consumer protection is also important. Familiarity with credit/loan structuring, security execution process, and non-performing loan handling strategies is a plus point.
Excellent Drafting and Negotiation Skills: Proven ability to draft, review, and negotiate a wide range of legal documents in both Bahasa Indonesia and English.
Strong Analytical and Problem-Solving Skills: Ability to analyze complex legal issues, provide well-reasoned legal opinions, and develop effective solutions.
Excellent Communication and Interpersonal Skills: Ability to communicate legal concepts clearly and concisely to both legal and non-legal audiences, as well as build strong working relationships with internal and external stakeholders.
Fluency in English: Proficiency in both written and spoken English is often mandatory, especially in international banks or those dealing with cross-border transactions.
