Head of Risk Management

Job Description:

• Lead the Bank's Risk Management Framework, policies, and strategies, particularly for Credit and Operational Risk.
• Define and monitor Risk Appetite, Risk Tolerance, and risk limits, including early identification and mitigation of risk exposures.
• Oversee risk monitoring, portfolio analysis, and reporting to senior management, Risk Committee, and regulators.
• Conduct risk assessments for new products, services, partnerships, and business initiatives.
• Provide risk-based recommendations and oversee mitigation plans, corrective actions, and audit findings.
• Partner with senior management to strengthen risk culture and risk-based decision-making.
• Oversee risk preparedness initiatives, including BCP, CMP, and ERP.

Minimum Requirements:

• Bachelor's degree in Economics, Banking, Finance, or related fields.
• Minimum 10 years of experience in Risk Management, Credit Risk, or Credit Analysis within Banking/Financial Services.
• Strong knowledge of banking regulations, credit risk, and risk management.
• Strong analytical, leadership, and stakeholder management skills.
• BSMR Level 4 certification.
• Knowledge of Four Eyes Principle, credit risk limits, and new product risk assessment.