Head of Consumer Lending

About the Role

As the Head of Consumer Lending, you will play a critical role in shaping and accelerating the growth of our Lending Aggregator product. You'll lead end-to-end strategy from defining the vision, driving revenue, and owning the P&L, to identifying high-impact opportunities across the full lending funnel.

In this role, you'll oversee acquisition, activation, retention, and monetization strategies, ensuring sustainable and scalable growth. You will also take charge of go-to-market execution and continuously optimize key performance metrics such as disbursement, CAC, and LTV.

We're looking for a data-driven, strategic leader with a strong track record in growth, product, or strategy someone who can influence stakeholders, make bold decisions, and drive tangible business outcomes in a fast-paced environment. If you're excited about building and scaling lending products that create real customer value, this role is for you.

About Flip

Rafi, Luqman, and Anjar, who were college friends in Universitas Indonesia, started Flip as a project in 2015 to transfer payments to each other at a fraction of what banks would charge them. They are pioneers in the Indonesian market, with their technology now helping millions of Indonesians, both individuals and businesses, carry out bank-to-bank money transfers through a reliable and seamless app.

After five years of operations, Flip has helped Indonesians transfer money worth several trillions of rupiah and has received double-digit funding from respectable investors such as Sequoia India, Insight Partner, and Insignia. Flip's ultimate mission is to give Indonesians access to one of the most progressive and fairest financial services in the world.

At Flip, we always strive to provide the fairest place for you to work, learn, and grow with talented and fun people in various opportunities to advance your career and get fair rewards. We believe that we have to treat employees, customers, and all stakeholders fairly and respectfully. Fair treatment for employees means we establish clear goals, facilitate our employees to achieve them, and value their contribution to the company with equitable benefits.

What you'll do

• Own the growth, revenue, and P&L of the Lending Aggregator product.
• Identify and drive high-impact opportunities across acquisition, activation, retention, and monetization.
• Lead go-to-market strategies and continuously optimize key KPIs such as disbursement, CAC, and LTV.

What you'll need

• 5–10+ years of experience in growth, strategy, or product roles (preferably in tech/fintech).
• A strong track record of delivering measurable growth results.
• Excellent data analytics and communication skills with proven ability to manage and influence multiple stakeholders.