Utilize big data query techniques to extract and analyze key risk indicators in order to support data-driven decision-making in credit risk assessment.
Conduct regular identification, assessment, and reporting of risks related to the credit portfolio to ensure proactive risk management and effective mitigation.
Evaluate new business initiatives and product proposals from a Credit Risk perspective, and collaborate with Business Units to ensure alignment with risk profiles and regulatory requirements.
Analyze tracking results and vendor data to assess borrower risk profiles, aiming to enhance underwriting models and risk strategies.
Ensure compliance with OJK regulations and other financial industry guidelines, and adjust the risk management framework in response to regulatory developments.
Continuously monitor and update the company's risk profile, identify potential risks, and recommend appropriate mitigation strategies.
Job Requirements:
Minimum Bachelor's degree in Statistics or a related field.
35 years of experience in the fintech industry, such as banking, multifinance, or P2P lending.
Proficiency in English is a must, with the ability to communicate effectively in both written and verbal forms.
