About Legal & Compliance
The Legal & Compliance Department supports the business by ensuring legal clarity, regulatory compliance, and responsible business practices across the organization. The team plays a key role in safeguarding the company's operations by managing legal and compliance risks while enabling the business to operate confidently within applicable laws and regulations.
Working closely with internal and external stakeholders, the department provides legal oversight, regulatory guidance, and governance support to ensure business decisions are well-informed, compliant, and aligned with ethical standards. Through strong legal and compliance frameworks, the team helps maintain trust, accountability, and long-term business sustainability.
About the role
Drive end-to-end regulatory, product, and compliance oversight for payment business experience in payment industry including bank, non-bank payment provider, PG while supporting compliance and product governance across other Financial Services products in DANA.
You'll be working on:
- Lead regulatory assessment and advisory for payment products (e.g. wallet, remittance, online and offline payment, PG, and merchant aggregator)
- Ensure compliance with Bank Indonesia, PPATK, relevant OJK and other applicable regulations across compliance lifecycle
- Support cross-payment initiatives (payments, wallet, and optionally financial services products/activities) from compliance & risk perspective
- Conduct product structuring analysis (regulatory characterization, licensing, risk exposure)
- Work closely with Product, Risk, Legal, and Business teams to enable compliant product launches
- Identify and mitigate risks (AML/CFT, fraud, consumer protection, data privacy) in payment related products and activities
- Manage regulator engagement and support audits, reporting, and inquiries
- Develop internal policies, SOPs, and control frameworks for payment related product and activities
Qualifications:
- 5-8 years experience in fintech/banking/financial services (focus on payment preferred)
- Strong understanding of Indonesian financial regulations (OJK, BI, AML/CFT, consumer protection)
- Experience in product advisory / regulatory analysis / compliance review
- Ability to translate regulations into practical product requirements
- Strong stakeholder management (Product, Risk, Business, Tech)
- Analytical thinking with structured problem-solving approach
- Experience handling regulator communication or audits
