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KitaLulus

Chief Technology Officer (CTO) - AI Fintech (KLI-63)

10-12 Years
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  • Posted 12 hours ago
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Job Description

Key Responsibilities

  • Define, own, and execute the company's multi-year technology roadmap aligned with aggressive business growth and market opportunities.
  • Evaluate and champion emerging technologies—specifically cloud-native architectures, advanced AI/ML, and next-gen fintech infrastructure.
  • Act as the technical voice in the boardroom, effectively communicating complex architectural and technology decisions to investors, board members, and executive peers.
  • Build strategic partnerships with cloud providers, AI model vendors, and vital fintech infrastructure players (Open Banking APIs, core banking, and payment rails).
  • Oversee the end-to-end delivery of AI-powered fintech features, including intelligent underwriting, fraud detection, conversational banking, and agentic workflows.
  • Drive the foundational AI strategy: making critical build vs. buy vs. fine-tune decisions across LLMs, ML models, and data pipelines.
  • Establish responsible and ethical AI practices, ensuring fairness, explainability, and auditability in accordance with regulatory mandates.
  • Own foundational product architecture decisions (microservices vs. modular monolith, API-first design, event-driven systems).
  • Partner closely with the CPO/Product team to seamlessly translate product strategy into robust engineering execution.
  • Recruit, develop, and retain a world-class engineering and data science team (Full-stack, Platform, AI/ML, DevOps, and Security).

Required Qualifications

  • 10+ years of total experience in software engineering or technology roles, with at least 5+ years in senior engineering leadership (CTO, VP of Engineering, or Head of Engineering).
  • Fintech Domain Expertise: Hands-on background in at least one core fintech domain (Lending, Payments, Wealth Management, Insurance, or BaaS).
  • AI/ML Track Record: Proven experience shipping and scaling AI/ML-powered products live in production.
  • SaaS Architecture: Deep understanding of multi-tenancy, API platforms, subscription billing, and B2B product development.

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About Company

Job ID: 148946041