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cermati.com

Business Development Associate (Digital Goods & PPOB)

2-4 Years
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Job Description

Company Description

Job Description

  • Onboard new backup partners for the PPOB & Digital Goods business unit to ensure service stability, managing the process from initial meetings to end-to-end paperwork.
  • Explore and launch new digital verticals (e.g., game vouchers, streaming services, etc.) to continuously expand the product portfolio.
  • Conduct market research and benchmarking to compare and negotiate pricing with billers or aggregators to ensure market competitiveness.
  • Develop and revise business schemes (PKS) to accommodate tax preferences and financial compliance as requested by the Finance Team.
  • Manage monthly operational excellence, including reconciliation reports and invoicing processes for all digital partners.
  • Act as the main PIC for all inquiries or complaints, ensuring effective follow-through with both internal and external stakeholders on timely SLA.
  • Monitor business performance in terms of transaction volume and GTV, and lead necessary initiatives such as marketing support to drive numbers.
  • Validate and reconcile monthly transaction data to ensure accuracy for regulatory reporting, and manage the preparation of quarterly performance reports.

Qualifications

  • Analytical and detail-oriented individual with a strong understanding of pricing models and business calculations.
  • Neat and highly organized, with a disciplined approach to bookkeeping and maintaining administrative records.
  • Strong commercial acumen with experience in reviewing legal contracts (PKS) and understanding tax implications (PPN & PPh) in digital transactions.
  • Proactive self-starter with a problem-solving mindset, able to navigate challenges and drive initiatives independently.
  • Excellent negotiation and relationship management skills to deal with partners / aggregators.
  • Proficiency in Microsoft Excel for data reconciliation and performance monitoring.
  • Strong interpersonal and communication skills to collaborate effectively with internal cross-functional teams (Tech, Finance, Marketing)
  • Individuals with at least 2 (two) years of relevant work experience in Business Development or Account Management.
  • Prior experience in Fintech, PPOB, or E-commerce Digital Goods business is highly preferred.

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About Company

Job ID: 149408251