Asset & Liability Management Executive

KROM

2-5 Years

Not Disclosed

Indonesia

Posted 9 hours ago
Be among the first 10 applicants

Job Description

About the Role:

We are looking for a detail-oriented and analytical professional to join our Asset & Liability Management Executive (ALM) team. This role is responsible for monitoring and managing the Bank's balance sheet structure, liquidity position, and interest rate risk to support sustainable profitability.

Key Responsibilities:

Monitor and analyze the Bank's balance sheet structure, asset-liability composition, and maturity profile to ensure effective balance sheet management.
Prepare liquidity projections, cash flow forecasts, and liquidity gap analysis to support the Bank's liquidity planning and management.
Monitor key liquidity ratios, indicators and other applicable regulatory liquidity metrics.
Analyze interest rate risk in the banking book (IRRBB), including the impact of interest rate movements on Net Interest Income (NII) and the Bank's profitability.
Monitor and analyze the Bank's cost of funds, asset yields, and Net Interest Margin (NIM) to identify opportunities for balance sheet optimization.
Prepare regular ALM reports, management information, and analytical materials for ALCO meetings and senior management.
Collaborate with Treasury, Finance, Risk Management, Business, and other relevant units to support balance sheet strategy and liquidity management.

About You:

Bachelor's degree in finance, Accounting, Economics, Mathematics, Statistics, or a related field.
Minimum 2–3 years of relevant experience in banking, preferably in Asset & Liability Management, Treasury, Balance Sheet Management
Good understanding of banking products, balance sheet structure, liquidity management, interest rate risk, and banking profitability.
Familiarity with liquidity ratios, maturity gap analysis, cost of funds, asset yields, NII, NIM, FTP and ALCO processes.
Strong analytical, quantitative, and problem-solving skills, with the ability to interpret financial data and translate analysis into actionable recommendations.
Proficiency in Microsoft Excel and core banking system; experience with data analysis tools such as SQL, or other business intelligence tools will be an advantage.
Holding a level 5 treasury certificate is an advantage.