Anti Fraud & AML
Job Description
Job Description
- Handle daily Fraud Operations and AML activities in accordance with established SOPs and operational guidelines.
- Apply Fraud & AML procedures in line with applicable Bank Indonesia, OJK, and PPATK requirements.
- Monitor and review fraud alerts, investigate flagged transactions, and escalate potential fraud cases when required.
- Perform transaction monitoring and support suspicious activity reporting as part of AML operations.
- Conduct end-to-end investigations of fraud and money-mule cases, including evidence gathering, root-cause analysis, case resolution, and documentation.
- Work with Product, Business, Marketing, and Operations teams to support preventive controls such as velocity checks, device fingerprinting, and eKYC.
- Coordinate case escalations with Legal and Customer Service teams, and support law enforcement referrals when required.
- Maintain accurate case documentation and audit trails to support fraud prevention, AML compliance, and operational risk management.
- Bachelor's degree in Criminology, Finance, Accounting, Law, Information Systems, or a related field.
- 3+ years of experience in Fraud Risk, AML, Transaction Monitoring, Banking Operations, or a related field.
- Hands-on experience handling scam and Account Takeover (ATO) cases; experience with interbank coordination is a plus.
- Familiarity with BI-FAST and relevant regulatory reporting processes.
- Strong analytical and transaction tracing skills, with the ability to review transaction logs, system alerts, and identify suspicious transaction indicators.
- Good understanding of scam typologies, fraud patterns, AML principles, and suspicious activity indicators.
- Proficient in Excel and data analysis tools, with strong attention to detail and the ability to work accurately within regulatory SLAs.
- Strong communication, coordination, urgency, and accountability, with the ability to manage priorities and collaborate effectively in a fast-paced and highly regulated environment.
More Info
Key Skills
Data Analysis Tools
Fraud Risk
BI-FAST
Regulatory Reporting Processes
About Company
Skills:
Aml, Excel, Transaction Monitoring, Banking Operations, Transaction Tracing, Data Analysis Tools, Regulatory Reporting Processes, Fraud Risk, Suspicious Activity Indicators